Regardless of the project, there are always devices in your hands, and a ton of them. There is always a way to build something that makes it easy for your users to interact with your solution. Here are some examples of how to do this well:
The first thing you need is the right platform, which in terms of FinTech apps is usually an iPhone or Android device. There’s no one right answer here; however, you will definitely want to use a technology stack that offers you the best level of user experience and functionality. In general, this means using Objective-C and C++ (or at least a similar language) on iOS and Java on Android. If you’re working on an app exclusively for Apple products or on Android devices using other OSes (like Windows Phone), then be sure to check out Boardmaker’s [unofficial] list of iOS App Development Libraries , as well as our unofficial list of Android App Development Libraries .
You also need the right tooling for each platform; depending upon whether you’re developing for mobile web/desktop browsers or native mobile applications with full access to device hardware and software means different things in terms of how much time you’ll spend testing on numerous platforms before even releasing a code snippet out into the wild.
For web development, Chrome Dev Tools are often recommended because they provide a plethora of useful data about how your website renders—much more than most browser plug-ins do—and can be used with any framework out there (including React Native). When developing native apps within Xcode itself from scratch, I often start with Frameworks like Espresso , which provides very real time feedback while debugging your app through its various stages until it crashes upon release (also available through other frameworks like NSLog ).
Finally, you also need proper technology stacks that accommodate all these versions/platforms effectively so that developers don’t have to worry about having different code bases running simultaneously among multiple platforms without proper architecture. Consult a top mobile app development company.
Prioritize Security And Data Privacy
At the most basic level, your app needs to be compliant with all relevant regulations set by the government. You should also use tokenization and encryption to keep client data secured, and make sure authentication is in place. Your database should also be secure, as well as your server. Use a VPN and two-factor authentication whenever possible.
In addition to using standard best practices for app security, you can also add an additional layer of security by offering biometric authentication for clients who want it: fingerprint scans or face recognition are both excellent options. While these tools may slightly complicate your development process (since they’re often more complicated than standard password-based login), the resulting increase in user trust is more than worth the effort!
Maintain A User-Friendly App Design
It’s not uncommon for people to blame their low conversion rates on a poor design or confusing interface. However, there may be other factors at play. It’s important to remember that different users will have different expectations of your app’s features and functionality based on their own specific needs, so don’t assume all customers will benefit from the same solution.
The best way to get a solid understanding of what works and what doesn’t is by following some simple guidelines while designing your interface:
Keep It Simple
Your users’ time is valuable, and making them waste it by using an app that isn’t intuitively designed can prove detrimental to your company’s bottom line. In fact, when it comes down to it, responsiveness should be more important than any other design element in your application – this means following a few rules when it comes to preparing for updates and adding new features:
- If you’re going to make changes to the look or feel of an application, make sure these are small enough in scope that you’ll still be able to update old versions without much effort.
- Make sure all but the most essential user settings are available via an icon pinned onto the main menu bar.
- Keep buttons big enough so they’re easy enough for most users (and their thumbs) to tap or click on.
- Be consistent with your visual hierarchy throughout the app; and
- Incorporate visual cues into buttons you use frequently.
Develop The App With The Right Fintech Tools
Some of the best FinTech tools you can use are:
- FinTech tools should be able to meet both your and your user’s needs.
- They should be easy to customize for the app’s requirements.
- They should be easy to use, maintain and scale as needed.
- Most importantly, they must be cost effective.
Take Advantage Of Payment Gateways
Secure mobile payment gateways including PayPal, Stripe, and Braintree are the best way to accept financial transactions within your app. These gateways not only help you avoid having to deal with payment processors if you aren’t a merchant, but they also do it in a secure way
Another advantage of using these gateways is that they eliminate the need for customers to enter their financial data on your FinTech app. This is because during the initial setup the customer enters their data into the gateway’s system instead of yours. The customer then only enters a gateway-provided token for each subsequent transaction.
Fintech App Development Services
FinTech app development services must be able to create a robust and secure FinTech mobile app. A robust application is an application that can handle all types of requests from users, including heavy loads of traffic, as well as large volumes of data.
A FinTech application will have multiple users. In some cases the number of users for a specific FinTech mobile app may be thousands or even millions. This means that the servers used by the FinTech mobile app must be large enough to handle all types of requests from these users without any performance issues (such as slow response time).
The more users you have, the more resources your servers will need to serve them efficiently. A server crash due to high load will lead to customer dissatisfaction and user loss!